#hero {
    background: #eaf4fb;
    overflow: hidden;
}

.hero-wrap {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(360px, .86fr);
    align-items: end;
    max-width: 1120px;
    min-height: 506px;
    margin: 0 auto;
    padding: 0 24px;
}

.hero-left {
    padding: 82px 34px 86px 0;
}

.hero-mini-card {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: #134aa0;
    background: rgba(255, 255, 255, .54);
    border: 1px solid rgba(18, 74, 162, .12);
    border-radius: 8px;
    padding: 8px 12px;
    font-size: 12px;
    font-weight: 800;
    margin-bottom: 22px;
}

.mini-card-icon {
    width: 28px;
    height: 28px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 7px;
    background: #fff;
}

.hero-trusted-text {
    font-size: 13px;
    font-weight: 800;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: #1559b7;
    margin-bottom: 8px;
}

.hero-title {
    max-width: 620px;
    font-size: clamp(36px, 4.6vw, 62px);
    line-height: 1.02;
    font-weight: 800;
    color: #123066;
    margin-bottom: 18px;
}

.hero-description {
    max-width: 610px;
    font-size: 16px;
    color: #516176;
    line-height: 1.75;
    margin-bottom: 28px;
}

.hero-cta {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    padding: 0 26px;
    border-radius: 7px;
    color: #fff;
    background: #0f4aa3;
    font-weight: 800;
    box-shadow: 0 14px 24px rgba(15, 74, 163, .22);
}

.hero-right {
    position: relative;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    height: 506px;
}

.hero-person {
    height: 100%;
    width: auto;
    object-fit: contain;
    object-position: bottom center;
}

.refund-float-card {
    position: absolute;
    top: 132px;
    left: -36px;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 12px;
    min-width: 158px;
    padding: 13px 16px;
    border-radius: 10px;
    background: #fff;
    box-shadow: 0 18px 38px rgba(17, 64, 132, .16);
}

.refund-float-icon img {
    width: 34px;
    height: 34px;
}

.refund-float-amount {
    color: #1457b1;
    font-size: 22px;
    line-height: 1;
    font-weight: 800;
}

.refund-float-label {
    color: #6a7a8c;
    font-size: 12px;
    font-weight: 700;
}

.home-section {
    padding: 74px 0;
    background: #fff;
}

.muted-section {
    background: #f5f8fc;
}

.section-head {
    max-width: 660px;
    margin: 0 auto 34px;
    text-align: center;
}

.section-head p {
    color: #1b65cf;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .12em;
    text-transform: uppercase;
    margin-bottom: 5px;
}

.section-head h2,
.faq-section h2 {
    color: #1a2e52;
    font-size: clamp(24px, 3vw, 34px);
    line-height: 1.15;
    font-weight: 800;
}

.section-head h2 span {
    color: #1457b1;
}

.section-head small {
    display: block;
    color: #7a8797;
    font-size: 14px;
    line-height: 1.65;
    margin: 8px auto 0;
}

.underline-bar {
    display: block;
    width: 46px;
    height: 3px;
    border-radius: 999px;
    background: #1457b1;
    margin: 10px auto 0;
}

.card-grid {
    display: grid;
    gap: 18px;
}

.card-grid-3 {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.info-card,
.testimonial-card,
.service-card {
    border: 1px solid #e4ebf5;
    border-radius: 8px;
    background: #fff;
    box-shadow: 0 10px 28px rgba(29, 68, 128, .04);
}

.info-card {
    padding: 24px;
    min-height: 190px;
}

.compact-card {
    min-height: 174px;
}

.soft-icon {
    width: 38px;
    height: 38px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 8px;
    color: #1457b1;
    background: #edf5ff;
    font-size: 17px;
    margin-bottom: 18px;
}

.info-card h3,
.process-item h3,
.security-points h3 {
    color: #18325c;
    font-size: 16px;
    line-height: 1.35;
    font-weight: 800;
    margin-bottom: 8px;
}

.info-card p,
.process-item p,
.security-points p,
.testimonial-card p {
    color: #6c7889;
    font-size: 13px;
    line-height: 1.7;
}

.process-list {
    max-width: 760px;
    margin: 0 auto;
}

.process-row {
    display: grid;
    grid-template-columns: 60px minmax(0, 1fr);
    align-items: start;
}

.process-step-col {
    display: flex;
    justify-content: center;
    padding-top: 20px;
}

.process-number {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    background: #1457b1;
    font-weight: 800;
    font-size: 16px;
    flex-shrink: 0;
}

.process-spacer {
    display: grid;
    grid-template-columns: 60px minmax(0, 1fr);
    height: 18px;
}

.process-connector {
    display: flex;
    justify-content: center;
}

.process-connector::before {
    content: '';
    width: 2px;
    background: #c5d6ea;
}

.process-item {
    padding: 20px 24px;
    border-radius: 8px;
    background: #fff;
    border: 1px solid #e5edf7;
}

.process-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 12px;
}

.process-tag {
    padding: 4px 10px;
    border-radius: 999px;
    border: 1px solid #bcd0e8;
    color: #1457b1;
    font-size: 12px;
    font-weight: 600;
}

.trust-band {
    padding: 66px 0;
    color: #fff;
    background: #0f4aa3;
}

.section-head-invert h2,
.section-head-invert p,
.section-head-invert small {
    color: #fff;
}

.section-head-invert small {
    color: rgba(255, 255, 255, .76);
}

.trust-stats {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
    margin-bottom: 24px;
}

.trust-stat {
    text-align: center;
    padding: 24px 12px;
    border-radius: 8px;
    background: rgba(255, 255, 255, .12);
}

.trust-stat strong {
    display: block;
    font-size: 28px;
    line-height: 1;
    font-weight: 800;
}

.trust-stat span {
    display: block;
    margin-top: 9px;
    color: rgba(255, 255, 255, .76);
    font-size: 12px;
    font-weight: 700;
}

.trust-badges {
    display: flex;
    justify-content: center;
    gap: 10px;
    flex-wrap: wrap;
}

.trust-badges span {
    border-radius: 999px;
    padding: 8px 12px;
    background: rgba(255, 255, 255, .14);
    color: rgba(255, 255, 255, .92);
    font-size: 12px;
    font-weight: 700;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
}

.service-card {
    min-height: 132px;
    padding: 22px 14px;
    text-align: center;
}

.service-card h3 {
    color: #1c355d;
    font-size: 13px;
    line-height: 1.35;
    font-weight: 800;
}

.security-layout {
    display: grid;
    grid-template-columns: .86fr 1.14fr;
    gap: 28px;
    align-items: center;
}

.security-panel {
    padding: 42px 28px;
    border-radius: 8px;
    color: #fff;
    background: #1457b1;
    text-align: center;
}

.security-lock {
    width: 48px;
    height: 48px;
    margin: 0 auto 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    background: rgba(255, 255, 255, .13);
    font-size: 22px;
}

.security-panel h3 {
    font-size: 18px;
    font-weight: 800;
    margin-bottom: 8px;
}

.security-panel p {
    color: rgba(255, 255, 255, .78);
    font-size: 13px;
    line-height: 1.7;
}

.security-actions {
    display: flex;
    justify-content: center;
    gap: 10px;
    flex-wrap: wrap;
    margin-top: 18px;
}

.security-actions a {
    border-radius: 6px;
    padding: 8px 12px;
    color: #fff;
    background: rgba(255, 255, 255, .13);
    font-size: 12px;
    font-weight: 800;
}

.security-points {
    display: grid;
    gap: 12px;
}

.security-points article {
    display: grid;
    grid-template-columns: 28px minmax(0, 1fr);
    gap: 12px;
    padding: 14px 16px;
    border: 1px solid #e5edf7;
    border-radius: 8px;
    background: #fff;
}

.security-points span {
    width: 28px;
    height: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    color: #1457b1;
    background: #edf5ff;
    font-weight: 800;
}

.testimonial-card {
    padding: 24px;
}

.quote-mark {
    color: #1457b1;
    font-size: 34px;
    line-height: 1;
    font-weight: 800;
}

.stars {
    color: #f59e0b;
    letter-spacing: 1px;
    margin: 16px 0 10px;
}

.testimonial-card strong,
.testimonial-card span {
    display: block;
}

.testimonial-card strong {
    color: #1b335b;
    font-weight: 800;
}

.testimonial-card span {
    color: #7b8797;
    font-size: 12px;
}

.narrow-container {
    max-width: 920px;
}

.faq-section h2 {
    text-align: center;
    margin-bottom: 28px;
}

.faq-list {
    border-top: 1px solid #e5edf7;
}

.faq-item {
    border-bottom: 1px solid #e5edf7;
    padding: 0;
}

.faq-item summary {
    cursor: pointer;
    list-style: none;
    padding: 18px 28px 18px 0;
    color: #17335d;
    font-size: 15px;
    font-weight: 800;
    position: relative;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: "+";
    position: absolute;
    right: 0;
    top: 18px;
    color: #1457b1;
    font-weight: 800;
}

.faq-item[open] summary::after {
    content: "-";
}

.faq-item p {
    color: #657386;
    font-size: 14px;
    line-height: 1.75;
    padding: 0 0 18px;
}

.contact-strip {
    background: #e8f3fb;
    border-top: 1px solid #d9e8f3;
    padding: 34px 0;
}

.contact-strip-inner {
    display: flex;
    align-items: center;
    gap: 58px;
    flex-wrap: wrap;
}

.contact-strip-label {
    color: #1457b1;
    font-size: 22px;
    font-weight: 800;
}

.contact-strip-items {
    display: flex;
    align-items: center;
    gap: 34px;
    flex-wrap: wrap;
}

.contact-strip-item {
    display: flex;
    align-items: center;
    gap: 13px;
    color: #263752;
    font-size: 16px;
    font-weight: 800;
}

.contact-strip-icon {
    width: 42px;
    height: 42px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    color: #fff;
    background: #1457b1;
}

@media (max-width: 980px) {
    .hero-wrap,
    .security-layout {
        grid-template-columns: 1fr;
    }

    .hero-left {
        padding: 48px 0 20px;
    }

    .hero-right {
        height: 420px;
    }

    .refund-float-card {
        left: 10px;
        top: 38px;
    }

    .card-grid-3,
    .services-grid,
    .trust-stats {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 640px) {
    .hero-wrap {
        padding: 0 16px;
    }

    .hero-title {
        font-size: 34px;
    }

    .hero-right {
        height: 300px;
    }

    .refund-float-card {
        display: none;
    }

    .home-section,
    .trust-band {
        padding: 52px 0;
    }

    .card-grid-3,
    .services-grid,
    .trust-stats {
        grid-template-columns: 1fr;
    }

    .process-row,
    .process-spacer {
        grid-template-columns: 48px minmax(0, 1fr);
    }

    .process-item {
        padding: 18px 16px;
    }

    .process-number {
        width: 38px;
        height: 38px;
        font-size: 14px;
    }

    .security-panel {
        padding: 34px 18px;
    }

    .contact-strip-inner {
        align-items: flex-start;
        gap: 18px;
    }
}